A determination of permanent total disability (PTD) indicates what?

The determination of permanent total disability (PTD) indicates a permanent inability to work in any capacity. This classification is used when an injured worker has sustained such severe impairments that they are unable to perform any kind of meaningful work for the remainder of their life.

In the context of workers' compensation, PTD signifies that the injuries are not only significant but that they have lasting impacts on the individual's ability to engage in gainful employment. The severity of the condition is assessed using medical evaluations and the overall impact on the worker’s employability is considered. This decision is important as it affects the benefits the worker will receive, which are intended to support them financially due to their inability to work.

The other options present scenarios that do not align with the definition of PTD. Temporary inability to work is a status that implies the individual might eventually recover and return to their job. A return to work with restrictions indicates that the individual may still perform some work, albeit not without limitations, and a reassessment of the worker's medical condition suggests a reconsideration of their health status rather than a permanent classification.