Total Permanent Disability (TPD) benefits are based on what?

Total Permanent Disability (TPD) benefits are specifically designed to provide financial support to individuals who are no longer able to work due to a permanent injury or medical condition. The amount of TPD benefits is calculated based on the wages the injured worker was earning before the injury occurred, essentially providing a replacement income for those who can no longer engage in any gainful employment.

When an employee is determined to be totally and permanently disabled, the focus shifts to the loss of their earning capacity due to their condition. The benefits help ensure that the individual can maintain some level of financial stability despite their inability to work.

While it is important to consider how the injury might affect future modified roles, the key factor in determining TPD benefits is the recognition of a permanent incapacity to work, which directly links to the amount of wages lost due to that incapacity.

Understanding this context is crucial for those managing claims and benefits, as it directly affects how TPD is structured and delivered within the framework of workers’ compensation in Connecticut.