What is the primary purpose of workers' compensation insurance?

The primary purpose of workers' compensation insurance is to ensure medical care and financial support for injured employees. This system is designed to provide benefits to workers who sustain injuries or illnesses as a result of their job. The compensation can cover medical expenses, rehabilitation costs, and a portion of lost wages, allowing employees to recover without the added stress of financial burden.

By focusing on the well-being of employees, workers' compensation not only aids in the recovery process but also serves to protect their rights and provide them with necessary resources to return to work when they are able. This commitment to employee welfare is fundamental to the workers' compensation system, distinguishing it as a critical component of workplace safety and employee rights.

While the other options hint at related aspects of the workers' compensation system, they do not capture its primary objective. The focus is on the support provided to employees rather than financial benefits to employers, legal fees, or productivity enhancements. The overarching goal remains to ensure that those who are injured in the workplace receive the help they need to navigate their recovery and eventual return to work.