What type of benefits are provided when an injury results in a lifelong inability to work?

When an injury leads to a lifelong inability to work, the type of benefits provided is known as Permanent Total Disability (PTD). PTD benefits are designed for individuals who are unable to perform any type of work indefinitely due to their injuries. This classification is crucial because it addresses the need for ongoing financial support for those who can no longer earn a living due to their work-related condition.

Permanent Total Disability benefits are calculated based on the individual's average weekly wage, and they usually continue for the lifetime of the injured worker. This ensures that individuals who have suffered significant disabilities can maintain a certain level of financial security despite their inability to work.

In contrast, the other options represent different scenarios. Temporary Total Disability (TTD) is meant for individuals who are completely unable to work for a short period of time but are expected to recover. Permanent Partial Disability (PPD) pertains to those who experience a lasting impairment but can still work in some capacity. Temporary Partial Disability (TPD) applies to those who can work but not at full capacity and may require time to recover. Understanding these distinctions highlights the importance of accurately identifying the type of disability to ensure appropriate benefits are provided.