Which aspect of a claim is often resolved through a lump-sum payment?

A lump-sum payment is typically associated with the settlement of a claim. In the context of workers' compensation claims, when a settlement is reached between the injured worker and the insurance company, it often involves a one-time payment that resolves the claim. This allows both parties to conclude the matter without further legal proceedings or ongoing payments.

Settlements can streamline the process for both the claimant and the insurer, providing the claimant with immediate financial relief and allowing the insurer to close the claim. Other aspects of a workers’ compensation process, such as claim denials, subrogation, or appeals, do not typically involve lump-sum payments. Claim denials pertain to the rejection of the claim itself, subrogation deals with the insurer's right to seek reimbursement from a third party, and appeals involve challenging decisions made by the workers’ compensation board or administrative body. Each of these situations represents a different phase or aspect of the workers’ compensation process that does not inherently include a lump-sum payment as a resolution method.