Which benefits are provided to a worker permanently unable to work at any capacity?

The benefits provided to a worker who is permanently unable to work at any capacity are known as permanent total disability benefits. This type of benefit is designed for individuals who have sustained injuries that completely preclude them from engaging in any work, whether in their previous profession or in any other field.

Permanent total disability benefits provide financial support to help cover lost wages and provide for the worker's ongoing needs due to their inability to earn an income. These benefits are crucial as they acknowledge the severe impact of a permanent disability on an individual's ability to maintain their standard of living and meet their everyday expenses.

In contrast, temporary total disability benefits are intended for workers who are temporarily unable to work due to an injury but are expected to recover and return to work. Permanent partial disability benefits apply to workers who have sustained injuries that result in a lasting impairment but still have the capacity to work at some level. Medical expenses reimbursement covers medical treatment costs related to work injuries but does not directly address lost income due to inability to work. Thus, permanent total disability benefits uniquely address the challenges faced by individuals who are completely and permanently disabled from working.