Which of the following is typically not covered under workers' compensation?

The correct answer highlights a key aspect of workers' compensation systems, which generally do not provide compensation for pain and suffering. Instead, workers' compensation is designed to offer financial support for specific, quantifiable losses incurred due to work-related injuries or illnesses.

This system focuses on providing medical expenses related to workplace injuries, rehabilitation costs for injured workers, and compensation for lost wages due to temporary disability. Each of these components is integral to the purpose of workers' compensation, which is to cover the direct costs associated with an on-the-job injury. By contrast, pain and suffering compensation is typically associated with personal injury claims outside of the workers' compensation framework, where monetary awards aim to compensate for non-economic damages. Therefore, while workers' compensation addresses the tangible impacts of an injury, it does not encompass the emotional or psychological ramifications, such as pain and suffering, that may result from these injuries.