Which of the following is typically not included in a workers' compensation settlement?

In the context of workers' compensation settlements, personal loan agreements are typically not included as they relate to private financial arrangements between individuals rather than the costs associated with work-related injuries or illnesses. Workers' compensation is designed to cover medical expenses, loss of wages, and any necessary rehabilitation costs that arise directly due to an injured employee's work-related incident. These components are crucial in helping the injured worker recover and return to the workforce without bearing the financial burden of their injury.

Personal loans, on the other hand, do not fall under the purview of workers' compensation regulations or the benefits it provides, as they cater to personal financial needs outside of the employment context. Thus, when examining elements that are part of a typical workers' compensation settlement, personal loan agreements stand apart from the legitimate compensable elements that are directly linked to the employment-related injury.