Which of the following statements is true regarding medical expenses in workers' compensation?

The statement about medical expenses being generally paid directly to the healthcare provider is accurate because, in most workers' compensation systems, including Connecticut’s, the payment structure is designed to streamline care for injured workers. When a workers' compensation claim is approved, the insurance carrier typically settles the medical bills directly with the healthcare provider. This helps ensure that the injured worker receives necessary medical care without upfront costs or complications regarding billing. This direct payment also simplifies the process for injured employees, as it removes the burden of handling payments and reimbursements while they recover.

While medical expenses are indeed separate from wage replacement benefits, as mentioned in the other options, the primary consideration here is the process of payment for medical care. It contributes to efficient case management and promotes a focus on the healing process rather than financial issues associated with medical treatment.