Which type of injuries are generally not covered under workers' compensation policies?

Horseplay or horseplay-related injuries are generally not covered under workers' compensation policies because such activities are considered outside the scope of employment. Workers' compensation is designed to cover injuries that occur as a direct result of job duties or in the course of performing work-related tasks. Since horseplay involves engaging in activities that are not job-related and often violate company policies regarding conduct in the workplace, injuries sustained during these instances typically fall outside the protections offered by workers' compensation.

This principle is grounded in the idea that workers' compensation is meant to provide benefits for injuries that arise from work activities, not those caused by inappropriate or non-work-related actions. In contrast, injuries sustained during work hours, even from slip and fall incidents or equipment failure, are usually covered because they occur in the context of performing job-related tasks.